Top 10 Fintech Payment Platforms to Watch in 2022

Top 10 Fintech Payment Platforms to Watch in 2022

The next few years are going to be a great time for fintech payment platforms, as the industry continues to grow and expand. We’ve selected ten Fintech Payment Platforms that we think you should keep an eye on in 2022:

Top 10 Fintech Payment Platforms in 2022


RocketPay is a cloud-based payment platform that allows businesses to accept payments online and in-store and provides a secure, easy-to-use interface.

RocketPay says its software can be customized to meet the needs of any business. In addition to accepting payments in the form of cryptocurrency, traditional credit cards, Venmo transfers (a PayPal subsidiary), or even cash at an ATM machine (with an optional receipt printer), RocketPay can also be used to manage staff payrolls or handle inventory tracking and reporting.


A charge is a payment processing platform that helps merchants, developers, and banks manage their payments. The charge also offers a payment gateway for credit unions and payment processors.

The charge works with any business type (physical or digital) and offers support for all major currencies. The company also supports several ways of accepting payments including an online, mobile app, and physical store POS terminals. The charge has more than 5 million integrations with third-party software providers such as WordPress, Shopify, and PayPal among others; the company processes $4 billion in annual transactions globally. by Visa is a digital payment platform that allows users to make payments with Visa cards at more than 50 million retail locations worldwide. has integrated with several major credit card issuers, including American Express, Bank of America, Capital One, Chase, and Wells Fargo.

Visa’s partnership with Synchrony Financial also allows consumers to use their branded rewards credit card as a account for online purchases and mobile payments via the Visa Checkout app or mobile wallet app linked to their rewards credit card account.

Google Wallet

With the launch of Google Wallet in 2011, mobile payments have taken off. Google Wallet is a mobile payment system developed by Google that allows you to send and receive money from friends, family, and other contacts. It’s available on both Android phones and iPhones (but not on Windows Phone devices) and works with Android Pay along with other services like PayTM Payments Bank Ltd., Tez by Google India Pvt Ltd., BHIM UPI

It’s easy to use: You can use it to send money to a friend or family member (up to $10 per transaction), or pay for an item in a store using your phone as a virtual wallet.


AeroPay is a mobile payment platform that allows users to make payments using their mobile phones. The platform allows customers to use the funds in their bank account, or credit card and debit cards to pay for goods and services at merchants. Customers can also withdraw money from ATM machines using AeroPay.

The company offers a variety of payment solutions including bill payments, merchant acquisitions, financial technology (FinTech), and digital wallets.

SquareUp Payments

SquareUp Payments is a mobile point-of-sale (mPOS) platform that allows merchants to accept credit card and debit card payments from their mobile devices. Square offers hardware for retail stores and restaurants, as well as software for online and offline businesses to manage the entire payment process.

The core features of SquareUp include:

  • Chip-and-PIN/chip-and-signature processing for EMV cards.
  • Instant deposits into your bank account after each sale (within 24 hours).


PayPal is one of the best-known Fintech Payment Platforms, and you’ve probably used it yourself. PayPal allows you to send and receive money via the internet, which makes it an especially popular payment method for online transactions. Plus, if you want to send money to someone who doesn’t have a bank account (like your grandma), PayPal is a good choice because they don’t have to worry about opening one in order to get their cash from you.


Stripe is a global payment processor and software platform for running an internet business. The Fintech Payment Platform is used by more than 500,000 businesses in 25 countries to power their e-commerce and mobile payments. In 2019, Stripe launched its first debit card product, giving customers the option of paying with their credit card or bank account balance as opposed to cash or cash equivalents like checks or money orders.

Stripe has also partnered with Starbucks so that users can make purchases with the coffee chain at checkout when they pay through the Stripe app.


Braintree is a payment processing company that was acquired by PayPal in 2013. It’s a subsidiary of PayPal, which means that Braintree’s services are used as part of the larger PayPal ecosystem.

Braintree is a mobile payment company and provider that offers both traditional online and brick-and-mortar store solutions for businesses to accept credit cards, debit cards, prepaid gift cards, and other forms of digital payments on their websites or at their physical locations.

In addition to being an independent entity within PayPal (and therefore separate from Venmo), Braintree also offers its own product suite: Braintree Payments is the company’s consumer-facing gateway product; Zip Card is its solution for making payments at POS terminals via EMV chip cards; Pay with Venmo lets users pay merchants directly from their Venmo accounts with just one tap—no need for swiping anything!


Spoton is a mobile payment platform that allows merchants to accept payments from their customers via their mobile phones. It is similar to Square and other payment platforms but offers lower fees than the competition.

Spoton has raised $137 million in funding so far, with its latest round in November 2017 bringing in $38 million. The company plans to use this money to continue building out its product offering and international market presence as well as expand into new areas like insurance and lending.

LevelUp PaySimple Pay Anywhere Mobile Card Reader

PaySimple Pay Anywhere Mobile Card Reader is a mobile payment application that allows merchants to accept payments from customers using their mobile devices. This platform boasts an all-in-one solution, allowing merchants to manage all transactions on one platform, including cash, credit, and debit card transactions.

The developer claims that the PaySimple Pay Anywhere Mobile Card Reader can be used for any business model as it offers features such as customized loyalty programs, real-time reporting, multi-store support, and more.

PaySimple also offers several other products including payment gateways for eCommerce websites or in-app purchases; LevelUp PayAnywhere POS (Point of Sale) terminal; LevelUp PayBack Rewards program for small businesses; LevelUp Go! iOS app for capturing signatures on your iPad/iPhone/iPod Touch device; plus virtual terminals

These Fintech Payment Platforms are worth your attention in 2022

  • RocketPay
  • Charge
  • by Visa
  • Google Wallet
  • AeroPay (formerly Flywire)
  • SquareUp Payments
  • PayPal
  • Stripe
  • Braintree
  • Spoton
  • PaySimple Pay Anywhere Mobile Card Reader


Fintech payment platforms are changing the way business is done. These 10 companies are just a few of the many innovative startups that have emerged recently to offer consumers new ways to pay and manage their finances. With so many options available, we hope this list will help you find a solution that works best for your needs.

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